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Duration:06:19
Uploaded:2020-05-21
Last sync:2024-01-27 10:00
In this episode, one woman walks us through everything she's decluttered from her home and digital life to effortlessly save more money. For more savings tips, click here: https://www.youtube.com/watch?v=HJez8egLQcc

Learn more about getting great credit no matter where you're starting from with CreditRepair.com: https://www.creditrepair.com/?tid=17191

Through weekly video essays, "Making It Work" showcases how *real* people have upgraded their personal or financial lives in some meaningful way. Making your life work for you doesn't mean getting rich just for the sake of it. It means making the most of what you have to build a life you love, both in your present and in your future. And while managing money is a crucial life skill for everyone, there's no one "right way" to go about it — you have to figure out what works best for *you,* full stop.

Video by Grace Lee
https://www.youtube.com/c/WhatsSoGreatAboutThat
https://twitter.com/whatssograce

Based on an article by Mary Parisi
https://thefinancialdiet.com/5-things-ive-eliminated-life-effortlessly-save-money/

Video narration by Aja Blue

The Financial Diet site:
http://www.thefinancialdiet.com

Facebook: https://www.facebook.com/thefinancialdiet
Twitter: https://twitter.com/TFDiet
Instagram: https://www.instagram.com/thefinancialdiet/?hl=en
Making It Work is brought to you by CreditRepair.com.

Start rebuilding your credit today. Over the past few weeks, I've been working on a pretty intense cleaning slash declaring of junk I've accumulated in my life.

Some of the things eliminated are actual things. Some are ideas. Some are attitudes.

And some are even people. But deleting all of this no good crap from my life is helping me move towards some sort of financial and emotional health. So it is entirely worth it.

Eliminating these five things for my life has brought me sanity and effortlessly saved me a little extra money in the process. Number one, all email subscriptions to any stores, signing up for anything that will save me 40%. I actually love these, because sales are a freaking blessing.

And I love being on those exclusive email lists to get all the best deals first. But I keep buying stuff I don't need, because an email convinces me that I actually do need it, especially because of the 75% off for a limited time only. I bought a subscription to a magazine I didn't even want a few weeks ago, because they told me it was my last chance.

How did I let that work on me? Number two, my Pinterest app. I had to get rid of this for similar reasons as above.

Pinterest is a spending trap for me. I get so many ideas for DIY projects that cost way more than they're worth, or interior decorating ideas that are so entirely unnecessary for my home. It is bad news.

I haven't deleted my account. But I did delete the app from my phone, which is a start. Public Pinteresting is a huge issue of mine.

Because giving an idea the go makes it way easier for me to spend money on that idea. I'll delete the account entirely someday, maybe. Probably not.

I'm not that strong. Number three, excessively negative people. Something about being perpetually sad makes you want to spend money to try and fix your problems.

Even if you're not the sad one, being around huge bombers, both in person and online, is so emotionally exhausting. I found that the negative people in my life are always the ones who will convince me I need to go drinking or shopping or make some otherwise unnecessary purchase. And those are people I really don't need hanging around my life and bringing me down while I'm trying to carve some sort of financially sound path.

Number four, my reliance on most hair and makeup products. I've recently revised my beauty budget, adjusting for some pricier skincare and other changes I made recently. One of the biggest adjustments to that budget was swearing off most of my makeup.

And getting rid of most of the makeup products I own getting rid of my reliance on them. I used to wear a lot of makeup on a daily basis, mostly because I was having skin issues for a bit. And I also experimented with lots of different products and colors, generally enjoying the process of applying it and trying new things.

However, as cool as I think it is to be really into makeup and have a lot of it to play around with, it isn't really my thing. And not having all the products around reminds me that I don't actually need them in my morning routine, nor do I need to replace them when they're gone. I feel a lot lighter now that it isn't really an important part of my life or something I need to consider for my budget, outside of a few basics.

Also, stand on the topic of beauty, I have sworn off of coloring my hair at the ripe age of 22. Maybe I'll pick it back up when I start to go gray in the far future. I played around with color during my high school days, mostly experimenting with dark shades of brown and some unnaturally vibrant reds.

Now, my hair is about 12 different colors, depending on the day. And I'm kind of just letting it be and respecting its personal journey. Hair coloring has cost me anywhere between $4 for a box to $65 plus at a salon.

And I don't think I'm willing to spend that at this point in my life, just for kicks. I think I'll be able to deal with the dark brown meets sad auburn color that my hair has naturally settled on for a bit. Number five, my insane restlessness.

I'm the type to hop from one thing to the next-- ideas, projects, relationships, majors, schools, jobs, hobbies, you name it. I have a hard time settling on how to spend the days of my life. Although I have sometimes wondered if it is because I'm not content with what I'm doing or where I'm at, I actually believe it's because I genuinely like a lot of different things.

I need to learn how to get rid of my internal fomo. So I don't have a huge fear of missing out on social events. But I do always think that if I get really into this hobby, I'll miss out on having fun doing that one.

Or if I choose this college major, I'll miss out on all the stuff I could have learned and the other one. Or if I choose this job, I'll miss out on knowledge, experience, money, benefits I could have gotten from a different one. I need to kind of chill the fuck out and accept that if I'm enjoying the thing I'm doing, I need to stop wondering if there's a thing I might enjoy just a tiny bit more out there.

I want to shift over to a place where I only try to make huge changes in my life when I'm truly not satisfied with how my life is going. This saves me a lot financially and emotionally, because starting fresh in a new job or program of study or hobby is not usually a cheaper or easy process. I've been trying extra hard to just relax and enjoy exactly what my life is.

Getting your financial life together isn't as complicated as you might think. And if you're stuck trying to grow your credit score, check out CreditRepair.com. If you're one of the millions of Americans with an inaccurate or unfair credit score, think about working with CreditRepair.com.

As their name suggests, CreditRepair.com helps people work to repair their credit. And they've been crushing it for the better part of a decade. CreditRepair.com's advisors will help you analyze your credit report, identify any questionable negative items, and work to get them removed.

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