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Paying off student loans is something so many of us face. And while the formula for debt payoff is often the same — spend less, allocate more — everyone has different options available. Here's how one woman paid off $16K worth of loans in one year, while living in an expensive city.

“Making It Work” is brought to you by Wealthsimple. Start investing in your future at — our followers get $10,000 managed for free for one year when you sign up for your first account. (Applicable to residents of US, Canada + UK). Through weekly video essays, "Making It Work" showcases how *real* people have upgraded their personal or financial lives in some meaningful way. Making your life work for you doesn't mean getting rich just for the sake of it. It means making the most of what you have to build a life you love, both in your present and in your future. And while managing money is a crucial life skill for everyone, there's no one "right way" to go about it — you have to figure out what works best for *you,* full stop.

Video by Grace Lee

Based on an essay by Hailey Masterson

Read the original essay here:

Video narration by Maria Dimou

The Financial Diet site:

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