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| View count: | 1,007 |
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| Comments: | 10 |
| Duration: | 21:13 |
| Uploaded: | 2026-07-06 |
| Last sync: | 2026-07-06 18:30 |
Thanks so much to our partners at Monarch! Get 50% off Monarch's Core Plan with our code 'TFD50': https://bit.ly/44MrLCT
Chelsea talks about the milestone of turning 30: how much of its weight is entirely made up, and *also* how to view it as a turning point to get your finances in order. If you're turning 30 (or already past it) and don't have anything saved, this video is for you.
OTHER FINANCIAL PRODUCTS WE PERSONALLY RECOMMEND:
-Investing app - Betterment: https://bit.ly/3OejinG
-Financial Advisory: Advisor.com: https://bit.ly/4dXOaTI
SOURCE LINKS:
https://www.investopedia.com/how-many-people-in-their-30s-lack-a-retirement-account-and-why-it-matters-for-their-future-11983968
https://www.investopedia.com/why-26-percent-of-americans-are-spending-beyond-their-means-as-financial-pressures-mount-11983948
https://www.investmentnews.com/retirement-planning/emergency-savings-gaps-are-quietly-draining-american-retirement-accounts/267120
https://www.nar.realtor/press-releases/first-time-home-buyer-share-falls-to-historic-low-of-21-median-age-rises-to-40
https://www.fidelity.com/learning-center/personal-finance/retirement-or-house
https://www.census.gov/newsroom/press-releases/2025/families-and-living-arrangements.html
00:03:50 Our favorite budgeting app
00:04:57 Understand why you don't have savings
00:08:45 Decide budget tweaks you can make today
00:11:00 Make long-term changes
00:13:29 Make a plan to save your first $1,000
00:15:35 Plot your next steps
00:17:55 Have your big money conversations before getting married
Other TFD videos mentioned here:
https://www.youtube.com/watch?v=9XMpD_Vj7jU&
https://www.youtube.com/watch?v=ZwDrPliID-g&t=55s&pp=0gcJCUwLAYcqIYzv
https://www.youtube.com/watch?v=gRT4QiMbysk&
Chelsea talks about the milestone of turning 30: how much of its weight is entirely made up, and *also* how to view it as a turning point to get your finances in order. If you're turning 30 (or already past it) and don't have anything saved, this video is for you.
OTHER FINANCIAL PRODUCTS WE PERSONALLY RECOMMEND:
-Investing app - Betterment: https://bit.ly/3OejinG
-Financial Advisory: Advisor.com: https://bit.ly/4dXOaTI
SOURCE LINKS:
https://www.investopedia.com/how-many-people-in-their-30s-lack-a-retirement-account-and-why-it-matters-for-their-future-11983968
https://www.investopedia.com/why-26-percent-of-americans-are-spending-beyond-their-means-as-financial-pressures-mount-11983948
https://www.investmentnews.com/retirement-planning/emergency-savings-gaps-are-quietly-draining-american-retirement-accounts/267120
https://www.nar.realtor/press-releases/first-time-home-buyer-share-falls-to-historic-low-of-21-median-age-rises-to-40
https://www.fidelity.com/learning-center/personal-finance/retirement-or-house
https://www.census.gov/newsroom/press-releases/2025/families-and-living-arrangements.html
00:03:50 Our favorite budgeting app
00:04:57 Understand why you don't have savings
00:08:45 Decide budget tweaks you can make today
00:11:00 Make long-term changes
00:13:29 Make a plan to save your first $1,000
00:15:35 Plot your next steps
00:17:55 Have your big money conversations before getting married
Other TFD videos mentioned here:
https://www.youtube.com/watch?v=9XMpD_Vj7jU&
https://www.youtube.com/watch?v=ZwDrPliID-g&t=55s&pp=0gcJCUwLAYcqIYzv
https://www.youtube.com/watch?v=gRT4QiMbysk&
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