YouTube: https://youtube.com/watch?v=H5awVIVWTmQ
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Duration:00:48
Uploaded:2025-04-01
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Scarcity mentality can be cycle that keeps you guilty and stuck, believing there’s never enough money or time. There will be a day where you won't have to fear debt and spending and that's the kind of mindset worth shifting to.

Tune into our second episode of The Budget Fix, where TFD’s Creative Director Holly Trantham, & financial educator @heyberna, break down real-life budgets to help you reach your long-term money goals! In this episode, budgeter Dawn shares her struggles with credit card debt, having now accumulated $7,000 in debt after going in and out of credit card debt for years. They discuss Dawn's scarcity mentality, spending guilt, student loans and the PSLF program, and feeling more confident in long-term financial stability. 💸✨

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